Privacy Policy

Appreciate your visit website GHI – General Health International (Insurance Underwriting Brokerage Services) Ltd (further referred to as "GHI") and your interest in our services and products. Your privacy is important to us and we want you to feel comfortable visiting our site. This privacy notice explains how and what type of personal will be collected, processed and used during and following your visits to the GHI, why it is collected, with whom it is shared and your rights in this regard. Please read this notice carefully.

This privacy notice applies to any information obtained by GHI through your use of our website.

The terms of this privacy notice are subjected to any additional terms, disclaimers or other contractual terms you have entered into with GHI such as client privacy statements or notices, and any applicable mandatory laws and regulations.

This privacy notice may be updated from time to time, please do check it on a regular basis.

1. Who is the data controller?

A data controller is an individual or legal person who controls and is responsible to keep and use personal data in paper or electronic files. GHI is the data controller as defined by relevant data protection laws and regulations.

2. What personal data will be collected?

When you visit the GHI, our web server automatically records details about your visit including IP address, the type of browser software used, the GHI website pages that you visit and the date and time of your visit to the GHI website.

We will also collect and process various types of personal data, including First Name, Last Name, Phone number, Email address.

3. How will we use your personal data?

GHI will use your personal data for the following purposes:

  • for technical administration, research and development of the GHI website;
  • for effective advertising management;
  • To temporarily track the activities of the site;
  • To improve the level of service
  • To inform you about our events, services, products and news when you visit the GHI website or when you leave us a request.
  • We will inform you where we require your consent to process your personal data. Otherwise, we will process your personal data to meet our legitimate business interests (including maintaining contact with clients, providing updates and information about GHI, organizing and hosting events, and conducting market research and analysis) or where it is needed to comply with a legal obligation. In addition, we may also process your personal data to enter into a contract with you, or to perform our obligations under an existing contract with you. GHI respects applicable laws and regulations in its use of personal data.

    4. Are cookies used on the GHI website?

    GHI website uses cookie technology to track the preferences of its visitors and to improve its products and services as well as improve the usability of the website. A visitor to the website may disable the use of cookies in a web browser by himself or herself, but some parts of the GHI website may not be accessible or may not work properly. You can use the instructions provided by the developer of your web browser to manage your cookies using your web browser.

    5. Who will have access to personal data collected through the GHI website?

    We will ensure that your personal data is processed in a manner that is compatible with the purposes specified above. For the specified purposes, your personal data may be disclosed to the following parties who operate as data processors under our instruction: authorized agents, service providers, and research analysis agencies.

    Finally, we may share your personal data in the following instances: With law enforcement agencies, government and regulatory bodies to meet applicable legal or regulatory obligations.

    6. Where will collected personal data be processed?

    Your personal data may be processed both inside and outside of the European Economic Area (EEA) by the parties specified above, subject always to contractual restrictions regarding confidentiality and security in line with applicable data protection laws and regulations. We will not disclose your personal data to parties who are not authorized to process them.

    Whenever we transfer your personal data for processing outside of the EEA by partner GHI, we will do so on the basis of the binding corporate rules GHI which establish adequate protection for personal data and are legally binding on GHI company.

    Where the GHI Privacy Standard does not apply, we will instead take steps to ensure that the transfer of your personal data outside of the EEA receives an adequate level of protection as it does in the EEA. You can find out what safeguards we rely upon for such transfers (for example, Standard Contractual Clauses) by contacting us as detailed below.

    7. What are your rights in respect of your personal data?

    Where permitted by applicable law or regulation, you have the right to:

    • Access your personal data held about you and to learn the origin of the data, the purposes and means of the processing, the details of the data controller(s), the data processor(s) and the parties to whom the data may be disclosed;
    • Withdraw your consent at any time where your personal data is processed with your consent;
    • Update and correct your personal data so that it is accurate;
    • Delete your personal data from our records if it is no longer needed for the purposes indicated above;
    • Restrict the processing of your personal data in certain circumstances, e.g. where you have contested the accuracy of your personal data, for the period enabling us to verify its accuracy;
    • Obtain your personal data in an electronic format;
    • File a complaint with us and/or the relevant data protection authority; and
    • object to us processing your personal data, or tell us to stop processing it (including for purposes of direct marketing).

    8. What security measures have we implemented to protect your information collected through the GHI website?

    GHI has implemented reasonable technical and organizational security measures to protect your personal data collected by GHI via the GHI website against unauthorized access, misuse, loss or destruction.

    9. How do we treat electronic messages sent to and from GHI?

    All electronic messages sent to and from GHI are protected by reasonable technical and organizational measures and may only be accessed in justified cases in line with applicable laws and regulations (e.g. court order, suspicion of criminal conduct, violation of regulatory obligations) to specific persons in defined functions (e.g. Legal, Compliance, Risk). Every step of the process, as well as the search criteria used, are logged in an audit trail. All emails are disposed of after the applicable retention period has expired.

    10. What should you consider when sending data over the Internet?

    The Internet is generally not regarded as a secure environment, and information sent via the Internet (such as to or from the GHI website or via electronic message) may be accessed by unauthorized third parties, potentially leading to disclosures, changes in content or technical failures. Even if both sender and receiver are located in the same country, information sent via the Internet may be transmitted across international borders and be forwarded to a country with a lower data protection level than in your country of residence. GHI does not accept responsibility or liability for the security of your information whilst in transit over the Internet to GHI. In order to protect your privacy you may choose another means of communication with GHI, where you deem it appropriate.

    11. How long is personal data retained for?

    We will not retain your personal data for longer than is necessary and we will hold it only for the purposes for which it was obtained.

    12. How can you contact us?

    If you have any queries about how we use your personal data, you can contact us by post, telephone or email via the details specified below:

    GHI – General Health International (Insurance Underwriting Brokerage Services) Ltd
    Mesogis, 122, Mesogi, 8280, Paphos, Cyprus

    +43 670 357 6067

    13. How often is this notice updated?

    We regularly review this privacy notice. We will ensure the most up to date version is published here. This privacy notice was last updated on 01/10/2022.

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